<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Ryan Pellett Real Estate]]></title><description><![CDATA[Auckland real estate agent providing insights, guides, and local know-how to help you navigate your buying, selling, and moving journey]]></description><link>https://www.ryanpellett.co.nz/blog</link><generator>RSS for Node</generator><lastBuildDate>Wed, 12 Aug 2026 09:10:49 GMT</lastBuildDate><atom:link href="https://www.ryanpellettrealestate.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Do Elections Affect House Prices? Not Really.]]></title><description><![CDATA[What Is the Real Relationship Between Elections and the Property Market? Shout out to Opes Partners, who have done some great work looking at the relationship between New Zealand elections and the housing market. Their broad conclusion is simple, and important. Elections appear to affect sales volumes more than house prices. In other words, buyers and sellers can become more cautious before an election. Some people wait to see who wins. Others delay decisions because they are unsure what...]]></description><link>https://www.ryanpellett.co.nz/post/do-elections-affect-house-prices-not-really</link><guid isPermaLink="false">6a3c5e1c72c7d18238cacda9</guid><pubDate>Wed, 24 Jun 2026 23:36:06 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ae660b_e15ec2bdff6045a19670f9d6f60a80fa~mv2.jpg/v1/fit/w_1000,h_602,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Pellett</dc:creator></item><item><title><![CDATA[What To Do When Your Home Doesn’t Sell]]></title><description><![CDATA[Not selling your home is frustrating. You’ve cleaned, staged, approved the photos, sat through open homes, waited for feedback, and then nothing happens. No strong offers. No result. Just another week on the market. Another open home to prep for. Another week of waiting. But when a property doesn’t sell, it usually comes back to five things: Promotion Place Presentation Price Process Some of these can be fixed quickly. Some can only be managed. But if your home is sitting on the market and...]]></description><link>https://www.ryanpellett.co.nz/post/what-to-do-when-your-home-doesnt-sell</link><guid isPermaLink="false">6a330d0938520286278ef026</guid><pubDate>Wed, 17 Jun 2026 22:11:25 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ae660b_ff50529527e544b79b24805a01a0c327~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Pellett</dc:creator></item><item><title><![CDATA[Who Covers the Insurance When You Buy a House in NZ?]]></title><description><![CDATA[Buying a home in New Zealand comes with a lot of moving parts: finance LIM reports builders reports settlement dates deposits lawyers pre-settlement inspections But one thing many buyers don’t fully understand is: “Who is actually responsible for the insurance during the sale process?” And more importantly: “What happens if something goes wrong before settlement?” Because while most property transactions settle smoothly, occasionally things happen: a storm damages the roof movers gouge timber...]]></description><link>https://www.ryanpellett.co.nz/post/who-covers-the-insurance-when-you-buy-a-house-in-nz</link><guid isPermaLink="false">69fd4573ff1f3255572bd0d7</guid><pubDate>Fri, 08 May 2026 02:17:15 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ae660b_6087dcda69b14140a591e9064ef544be~mv2.jpg/v1/fit/w_300,h_168,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Pellett</dc:creator></item><item><title><![CDATA[Beware the Building Inspector Using a Trotec T660]]></title><description><![CDATA[If you’ve bought or sold property in Auckland recently, there’s a good chance you’ve seen a building inspector walking around with a Trotec T660 Moisture Meter. And to be clear from the start: it’s actually a very good tool. In the right hands, it can help identify areas that may require further investigation and help inspectors build a broader understanding of what’s happening inside a building envelope. The problem isn’t the tool. The problem is that I keep seeing inspectors using it in...]]></description><link>https://www.ryanpellett.co.nz/post/beware-the-building-inspector-using-a-trotec-t660</link><guid isPermaLink="false">69fd3a7b4f7ebdc9f6a82e0d</guid><pubDate>Fri, 08 May 2026 01:35:39 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ae660b_7dc62e543ed94a7c9b720ca2947c717e~mv2.jpg/v1/fit/w_225,h_225,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Pellett</dc:creator></item><item><title><![CDATA[Why Search Ranges Don’t Match Final Sale Prices (And Why That Confuses Buyers)]]></title><description><![CDATA[If you’ve ever been house hunting in Auckland, you’ve probably had this experience: You set your search on Trade Me Property up to $1.5 million…You find a home in a great suburb like Grey Lynn, Mount Eden, or Ponsonby…You attend the open home…Maybe you even start picturing living there… And then a few days later, it sells for $1.8 million. So the obvious question becomes: “Why did that show up in my search if it was never really a $1.5m house?” The short answer is: because Trade Me search...]]></description><link>https://www.ryanpellett.co.nz/post/why-search-ranges-don-t-match-final-sale-prices-and-why-that-confuses-buyers</link><guid isPermaLink="false">69fd2d56ff1f3255572b89ca</guid><pubDate>Fri, 08 May 2026 00:39:12 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ae660b_b762c74e563c45f4ae2e115746791ad5~mv2.jpg/v1/fit/w_1000,h_712,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Pellett</dc:creator></item><item><title><![CDATA[Today's Best Home Loan Rates in NZ: Your Guide to Competitive Loan Rates NZ]]></title><description><![CDATA[If you’re diving into the property market around Kingsland or Auckland’s city fringe, you’ve probably noticed how crucial it is to lock in a great home loan rate. I get it - the numbers can be overwhelming, and the stakes feel high. But here’s the good news: today’s best home loan rates in NZ  are competitive, and with a bit of savvy, you can snag a deal that suits your budget and goals perfectly. Let’s break down what’s happening with home loan rates right now, why they matter, and how you...]]></description><link>https://www.ryanpellett.co.nz/post/today-s-best-home-loan-rates-in-nz-your-guide-to-competitive-loan-rates-nz</link><guid isPermaLink="false">696e9a78892cb3def49155d6</guid><pubDate>Tue, 20 Jan 2026 01:59:05 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ae660b_269d81a153ac45f98fcdc8bd20d92f3f~mv2.png/v1/fit/w_1000,h_530,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Pellett</dc:creator></item><item><title><![CDATA[ Granny Flats: Your Guide to Building Without Consent]]></title><description><![CDATA[✔️ When You Can Build a Granny Flat Without a Building Consent The granny flat building consent exemption  allows you to build a standalone dwelling up to 70m²  without applying for a building consent as long as all of the following are true : You must: Use a Licensed Building Practitioner (LBP)  to supervise design and construction. (This is non-negotiable; DIY doesn’t qualify.) Meet all Building Code requirements , even without council sign-off. Follow all district plan rules , including:  ...]]></description><link>https://www.ryanpellett.co.nz/post/thinking-of-building-a-granny-flat-in-nz-here-s-what-you-need-to-know-first</link><guid isPermaLink="false">696977d0482610fa288e9a0f</guid><pubDate>Thu, 15 Jan 2026 23:42:07 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ae660b_ac59dd12595a42068f8b908b42c5d09c~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Pellett</dc:creator></item><item><title><![CDATA[Our Mini Retirement Property Story Podcast]]></title><description><![CDATA[How we turned life changes, family blending and multiple Auckland renovations into mini-retirements and wealth. Our lessons on timing, renos, private sales and financial strategy.]]></description><link>https://www.ryanpellett.co.nz/post/our-mini-retirement-property-story-podcast</link><guid isPermaLink="false">695ed0658ad1a6f3c7f99d76</guid><pubDate>Wed, 07 Jan 2026 23:49:30 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ae660b_6489995787084917bfc937536e3f8975~mv2.png/v1/fit/w_395,h_396,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Pellett</dc:creator></item><item><title><![CDATA[What is PC120 (Plan Change 120)]]></title><description><![CDATA[Let's keep it super simple. PC120 is a proposed update to the Auckland Unitary Plan. Its main purpose is to shift from blanket housing rules to a much more targeted approach, focusing not just on how many homes Auckland can build, but where that growth should actually go. It replaces much of PC78 and the one-size-fits-all Medium Density Residential Standards (MDRS) with rules that direct development to specific areas. Council was required to create this replacement plan after partially...]]></description><link>https://www.ryanpellett.co.nz/post/what-is-pc120-plan-change-120</link><guid isPermaLink="false">691faff435662176f699b62b</guid><pubDate>Fri, 21 Nov 2025 00:20:46 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ae660b_96bb7bec619b4fff871ff709ed4d8e85~mv2.png/v1/fit/w_1000,h_600,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Pellett</dc:creator></item><item><title><![CDATA[What a $77 Spend Reveals About Your Agent]]></title><description><![CDATA[In 2025, there’s really no good reason for Auckland real estate agents not to provide a full property file to potential buyers. At best, it shows a lack of care and attention to detail. At worst, it is willful ignorance, a deliberate attempt to keep buyers in the dark. And yet, unbelievably, it's still happening. I came across it again this week. The “buyer beware” era is dead. In New Zealand, vendors must disclose known issues, and licensed agents are legally required to disclose both known...]]></description><link>https://www.ryanpellett.co.nz/post/why-77-may-tell-you-if-an-agent-can-be-trusted</link><guid isPermaLink="false">69016b44ed0505ad4a2aaf6d</guid><pubDate>Wed, 29 Oct 2025 02:35:36 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ae660b_0c169847865549bdbf7213b8e91e38e4~mv2.webp/v1/fit/w_1000,h_628,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Pellett</dc:creator></item><item><title><![CDATA[When Is the Best Time to Sell Your Home in Auckland?]]></title><description><![CDATA[Ask most agents or homeowners and you’ll get the same two answers: spring and summer, specifically October–November and February–March....]]></description><link>https://www.ryanpellett.co.nz/post/when-is-the-best-time-to-sell-your-home-in-auckland</link><guid isPermaLink="false">68df00aecb0fcabd2e62d856</guid><pubDate>Fri, 03 Oct 2025 02:09:01 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ae660b_b988b9db8fb44407af220faa5880863d~mv2.webp/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Pellett</dc:creator></item><item><title><![CDATA[Avoid This First Home Buyer Trap]]></title><description><![CDATA[Buying your first home is exciting, but it can also feel overwhelming. Here’s a trap I see all the time  A first home buyer finally...]]></description><link>https://www.ryanpellett.co.nz/post/avoid-this-first-home-buyer-trap</link><guid isPermaLink="false">68c9eccdeb24891320bab8ed</guid><pubDate>Tue, 16 Sep 2025 23:10:25 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ae660b_9ebb6e6edd60456fb171b85e7927a50b~mv2.jpg/v1/fit/w_290,h_174,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Pellett</dc:creator></item><item><title><![CDATA[Should I Hold or Should Sell?]]></title><description><![CDATA[New Zealand’s housing market right now, September 2025, is best described as steady with creaks , and showing clear signs that there is...]]></description><link>https://www.ryanpellett.co.nz/post/when-to-hold-when-to-sell</link><guid isPermaLink="false">68c4e15290b75dc74817eccb</guid><pubDate>Sat, 13 Sep 2025 03:29:43 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ae660b_11c4093704e442bca05bd12a1f8e8021~mv2.webp/v1/fit/w_1000,h_913,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Pellett</dc:creator></item><item><title><![CDATA[Your Home Deserves the Best: Don’t Pick the First Agent, Swipe Right for the Right Fit]]></title><description><![CDATA[Selling your home is a big deal—probably one of the biggest financial decisions you’ll make. So, choosing the right real estate agent...]]></description><link>https://www.ryanpellett.co.nz/post/why-picking-the-right-real-estate-agent-matters</link><guid isPermaLink="false">68be52f17bb6fb3299bb1de4</guid><pubDate>Mon, 08 Sep 2025 03:55:38 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ae660b_ef77d7793ad342469e0dcb72143879d3~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Pellett</dc:creator></item><item><title><![CDATA[Commission Is Always Negotiable: Don’t Just Pay the Standard Rate]]></title><description><![CDATA[Selling your place is a big deal. For most of us, it’s the biggest asset we’ll ever own, so picking the right agent isn’t just about...]]></description><link>https://www.ryanpellett.co.nz/post/commission-is-always-negotiable-don-t-just-pay-the-standard-rate</link><guid isPermaLink="false">68be50f23a66668fb16de133</guid><pubDate>Wed, 03 Sep 2025 12:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_dc82577444484d17be23bf2ca531d3b8~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Pellett</dc:creator></item><item><title><![CDATA[Spring Selling Season Kicks Off with a Bang]]></title><description><![CDATA[Spring is officially here, and New Zealand’s property market is showing renewed energy. Last week, Ray White scheduled 152 auctions , up...]]></description><link>https://www.ryanpellett.co.nz/post/spring-selling-season-kicks-off-with-a-bang</link><guid isPermaLink="false">68be4fceb8f1382eed69114b</guid><pubDate>Sun, 31 Aug 2025 12:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ae660b_71c6568de55a40adbbb7fb189709bfaf~mv2.png/v1/fit/w_800,h_566,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Pellett</dc:creator></item><item><title><![CDATA[Mortgage Rate Cut Gives Kiwis Some Breathing Space]]></title><description><![CDATA[The Reserve Bank has cut interest rates to help ease pressure on Kiwi households and the economy. Ray White’s chief economist, Nerida...]]></description><link>https://www.ryanpellett.co.nz/post/mortgage-rate-cut-gives-kiwis-some-breathing-space</link><guid isPermaLink="false">68be4e2dcb0467d4eabe9bff</guid><pubDate>Wed, 20 Aug 2025 03:34:13 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ae660b_4a1c2d35cba546a79c6d5a2c303ed8e5~mv2.png/v1/fit/w_800,h_567,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Pellett</dc:creator></item><item><title><![CDATA[Is the Buyer's Market Ending?]]></title><description><![CDATA[Normally July is when the housing market goes into hibernation – cold, slow, and not much happening. Prices usually dip by nearly 2% in...]]></description><link>https://www.ryanpellett.co.nz/post/housing-market-might-be-turning-a-corner</link><guid isPermaLink="false">68be5cc93a66668fb16e0340</guid><pubDate>Sun, 17 Aug 2025 12:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ae660b_44f1194ab13740fba93cf451d29a4f1e~mv2.jpeg/v1/fit/w_1000,h_850,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Pellett</dc:creator></item></channel></rss>